New drivers are not necessarily young drivers but regardless of age people who have just recently passed their test will face many of the same challenges when it comes to getting cheap car insurance. The reason insurance is notoriously expensive for the young is not just down to their age but also their lack of experience on the roads, so it make sense that an older person with that same lack of experience can expect to pay more than average for their annual cover.
Finding the cheapest car insurance for new drivers
The rules of getting cheap car insurance are actually pretty similar whatever your age and whatever your driving history, its just that certain groups such as the novice and the young have to pay more all round. Taking steps such are driving a car with a smaller engine work for anyone who wants to cut the cost of their insurance premium, its just that when you have more experience and 5 years no claims bonus you might be willing to pay a bit more for the luxury of driving something with more power and comfort.
New drivers who are looking for cheap car insurance should forget about driving anything that is too fast for two of three years until they have some no claims bonus to bring down the price. Also, getting real life experience on the roads will enable you to more safely drive a car that has the capability to go at high speeds.
All the other steps to getting the cheapest car insurance are the same things that any young driver would do to ensure they were getting the best price possible. Get quotes from as many insurers as you can bare, which shouldn’t be to hard these days with the search process being made so simple with Online application. Try a few of the price comparison websites that are so frequently advertised on television, but also hunt down the companies who don’t deal with middlemen such as the comparison sites and so can often offer lower prices due to the fact they don’t have to pay a commission.
There isn’t really all that much to getting cheap car insurance for new drivers. Its just a case of being sensible in your choice of car and searching for the company that can give you the best price. Drive carefully for a few years and you will be rewarded with a new claims bonus and experience which will convert into cheaper prices in the years to come.